Home Loan and Mortgage FAQ Guide

What types of Denver home loans to you offer?

As a top mortgage lender I am able to assist with Denver home loans for buying your first home purchase, getting a pre approved mortgage or a residential mortgage refinance using a Fannie Mae, a Freddie Mac, a Jumbo loan, a FHA loan or a VA loan. The type of loan that is best for you will be determined when we go through your home loan eligibility phase. I will provide mortgage advice during the mortgage loan process as to the best loan for you.

What specific home loans, Denver residents?

I work with clients on FHA loans, VA loans, Jumbo loans and more. Whether you are buying your first home, are an experienced homeowner looking for the best mortgage rates, or want to refinance your home, look no further!

What is the mortgage loan process for my Denver home loan?

It costs nothing to determine your home loan eligibility. The process begins with determining your home loan eligibility through an application process that I complete for you. Getting pre qualified is like completing a puzzle.

We put pieces to the puzzle together and your financial puzzle begins to take shape. I consult and assist you to complete your financial puzzle by collecting those missing pieces so that we can have a complete loan package to determine the best loan program based on your completed loan puzzle. I will assist you in how to get a home loan amount that you are requesting. Once we have completed the steps for getting a home loan, I will provide to you a pre-qualification letter to present with an offer.

The final part of the process of how to apply for a loan is that the underwriters will review and approve your completed loan package for the final home loan eligibility. I will keep you informed and up to date throughout this mortgage loan process as well as all those party to the transaction. I will make sure sufficient funds to close your loan are available at closing.

What credit score is needed to buy a house?

A strong credit score will help you to get a better rate on your home loan, however we are able to qualify people with a wide range of scores. Don’t let a lower credit score stop you from contacting me! Things like the cost of the home, the amount of your downpayment, and the type of loan we put you into may allow you to purchase a home. In some cases there are ways you can increase your credit score.

I start by pulling your credit, I can run a credit simulator program which has been very successful in showing ways that you can increase your score within a very short time period.

Call today so that we can assist in looking over your credit history to come up with a plan and program for you.

How long until I can get funding for my Denver home loan?

Typically, on a Denver home loan without complications we can have your loan funded in about 15 business days from the time a loan application is complete. The sooner you can get started on the process, the better. Call Rob at 303-587-3600 for a quick and easy start to getting your Denver home loan. I will not over promise, but will try hard to over deliver!

Ready to Work With Rob?